People looking for a new or used car have several different dealerships to pick from as well as different makes, models and options. Chevrolet dealers in NJ provide potential customers with the ability to see all the latest new vehicles from this General Motor's division as well as to shop for used cars from other manufacturers. There are different purchasing options available for both new and used cars. Chevrolet dealers in NJ can offer financing and leasing options on new car purchases for people that cannot afford to pay the entire amount at once or that want the option of having a new car every two to three years. Leasing programs are essentially renting the car for the lease period, turning it back in and getting another new car on a new lease. Leasing is better than financing when the car is going to be traded in every few years because it keeps the person from going upside down on a car loan.

Chevrolet dealers in NJ which offer financing options for both new car and used car purchases often work with several banks and finance companies. Normally a trade-in or a down payment is needed to be taken off the total purchase price of the new or used car. The remaining balance is then financed for a set period of time, and may be as long as sixty months for new car purchases. Extended and service warranties might also be available and can be added to the purchase price and included with the financing. Extended warranties offered by Chevrolet dealers in NJ provide coverage after the original factory warranties expire with different options such as complete bumper to bumper protection and limited warranty coverage for specific components on the new car. Service warranties are really pre-paid service plans which allow a person to lock in service rates on oil changes and other maintenance items. Both warranty options when offered by Chevrolet dealers in NJ are good investments for new car purchases. Extended warranties should be added when the loan period is longer than three years to provide continued coverage until the loan is fully paid off.

This helps people avoid unexpected expenses should something malfunction on the car. Pre-paid service warranties lock in service rates and with parts and maintenance costs increasing on a regular basis this helps a person save money. Used cars purchased from Chevrolet dealers in NJ may or may not include warranty coverage. However extended warranty options might be available which can be included with the purchase price of the used car. If the used car is being financed, having an extended warranty will help avoid unexpected expenses should a break down occur. Chevrolet dealers in NJ, such as Royal Chevrolet, www.royalchevy.com, have online websites available for people to shop before visiting the dealership. Royal Chevrolet allows people to shop new and used car inventories online, obtain pre-approved financing and see all current specials and offers as well as schedule service online. For assistance or to schedule a test drive of a new or used vehicle, call 732.356-2460.